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Guaranteed Issue

Guaranteed Issue

People with pre‑existing medical conditions need insurance coverage too. That’s why we created our Guaranteed Issue coverage.

Guaranteed Issue coverage is for individuals aged 50‑75, with pre‑existing conditions, who want to be covered for life and not have to pay for life.

Depending on your age, gender and smoker status, premiums start as low as $12.61 per month.

  • No medical exams or diagnostic tests
  • Payments stop at age 85 (or 25 years whichever comes first)
  • Accidental death before age 75 doubles the insurance benefit
  • Benefit amounts from $2,500 to $30,000
  • Cash value to your policy
  • 2-year waiting period for full benefits
  • Premiums that will never change
  • Benefits are tax‑free
  • Early access to benefits in the event of a terminal illness

Call now for details or to find a licensed professional near you or fill out this easy quote form to receive a quote directly to your e‑mail.



Thank you for your submission!

Guaranteed Issue Quote

Your estimated monthly premium:

Please note: Age entered must be 50 to 75.

Please note: Requested benefit must be $2,500 to $30,000.


Description Information Quantity Price
Discount :
Total :


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Orange Benefit Fund is Federally Registered and Provincially Licensed.

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